Mihail Cecan

Introduction In April 2025, the European Central Bank (ECB) implemented its seventh interest rate cut within a year, reducing the deposit facility rate by 25 basis points to 2.25%. This move reflects the ECB’s response to mounting economic challenges, including subdued growth prospects, easing inflation, and escalating global trade tensions. Details of the Rate Cut […]

Introduction In a period marked by digital acceleration and growing retail investor participation, the European Securities and Markets Authority (ESMA) has released a pivotal study in 2024 analyzing the state and impact of emerging digital brokerage firms. Commonly referred to as “neo-brokers,” these firms have reshaped access to capital markets across the EU. Their innovative

Introduction As we progress through 2025, the European Union (EU) finds itself at a pivotal economic juncture. After years of navigating through the COVID-19 pandemic, supply chain disruptions, and geopolitical tensions, the EU economy is exhibiting signs of stabilization. However, challenges persist, including subdued growth rates, evolving monetary policies, and global trade uncertainties. This article

The number of Dutch households that invest increased to 1.6 million in 2023, with an 11% year-over-year growth. With the rise of digital investment platforms and mobile-first broker apps, investing is more accessible than ever. Yet, the regulations meant to guide the masses towards a healthy investment behavior still rely on legacy frameworks dating back