1. WEBSITE DISCLAIMER

The information provided by Modera MC (“we,” “us,” or “our”) on https://privateinvestoralliance.com (the “Site”) is for general informational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE. YOUR USE OF THE SITE AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE IS SOLELY AT YOUR OWN RISK.

2. EXTERNAL LINKS DISCLAIMER

The Site may contain (or you may be sent through the Site) links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY INFORMATION OFFERED BY THIRD-PARTY WEBSITES LINKED THROUGH THE SITE OR ANY WEBSITE OR FEATURE LINKED IN ANY BANNER OR OTHER ADVERTISING. WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

3. PROFESSIONAL DISCLAIMER

A. Informational and Educational Nature

The content published by Private Investor Alliance (“PIA”) is intended solely for general informational and educational purposes. It does not constitute financial, investment, legal, or tax advice, nor should it be treated as a recommendation to engage in any specific investment strategy. All evaluations, rankings, and research tools on this site are based on PIA’s independent framework and are not tailored to individual financial circumstances. PIA is not licensed or authorised as an investment advisor or financial services provider by any financial regulatory body in the Netherlands, the EU, or the United Kingdom.

B. Investment Risk Warning

Investing in financial instruments carries significant risks. Prices can fluctuate, and investors may lose the full amount of their invested capital. No content on this website should be interpreted as a guarantee of performance or return. Users are encouraged to assess their financial situation carefully and, where appropriate, consult with a licensed financial advisor or regulated intermediary before making any investment decision. This approach reflects widely accepted principles in investor protection across the EU and UK.

C. Due Diligence is Encouraged

PIA encourages all users to perform independent due diligence before choosing a broker or making financial decisions. Our content is intended as a helpful reference, not a definitive or sole source of truth. Rankings, scoring models, and broker profiles are for informational use only. We recommend reviewing: – Official broker documentation and fee schedules – National regulator registers (e.g. AFM, FCA, BaFin) – Relevant product disclosures and risk warnings.

D. Data Collection and Reliability

PIA collects broker-related data through publicly accessible sources, including websites, terms and conditions, regulator filings, academic papers, and public reviews. While we make every effort to ensure data accuracy and completeness, we cannot guarantee that all information is up to date, correct, or error-free. We may inadvertently present incorrect, outdated, or misinterpreted data. Users acknowledge this risk and agree not to hold PIA responsible for actions taken based on our content.

E. No Professional or Regulated Advice

Nothing on this site constitutes a financial promotion, regulated advice, or offer to buy or sell any investment product. The inclusion of any broker or product in our content does not imply endorsement or suitability for your circumstances. PIA draws inspiration from investor protection standards and best practices published by reputable bodies such as financial regulators, academic institutions, and consumer protection organizations.

F. Limitation of Liability

PIA accepts no liability for losses, damages, or disruptions resulting from your use of or reliance on the content provided. This includes, but is not limited to: – Trading or investment losses – Errors in rankings, comparisons, or research – Incomplete or outdated data – Technical issues or broken links – By using this site, you agree to accept responsibility for your own financial decisions and acknowledge that any investment involves risk. THE USE OR RELIANCE OF ANY INFORMATION CONTAINED ON THE SITE IS SOLELY AT YOUR OWN RISK.